Licensing agency and TPA records to AI labs
Labs want the judgment inside claims handling: how an adjuster reads a loss, asks for documents and settles. We take policyholder data out of scope, check what your carrier and client agreements allow, and bring the workflow to buyers that list insurance.
Last verified Oct 16, 2026
Deal summary · Confidential- Industry
- Insurance agency or TPA
- Headcount
- 50–99
- Years of records
- 10–19 years
- What sells
- Claims handling notes
- Tools
- Guidewire ClaimCenter, Origami Risk, Outlook, Teams, Applied Epic
- Published AI lab range
- $150K–$1M+ per license
- Next step
- 20-minute confidential call
Example with placeholder values. Range from AI labs' published price tiers; not an offer.
The whole process, in less than 2 minutes.
What AI labs pay for and how personal details come out.
The records buyers ask insurance agencies and tpas for
Claims handling notes
Reserve changes, coverage questions and the reasoning behind each settlement step.
- Guidewire ClaimCenter
- Origami Risk
Adjuster correspondence
Requests to claimants, carriers and vendors, and how adjusters chase what is missing.
- Outlook
- Teams
Policy servicing and renewals
Endorsements, remarketing and the back-and-forth with carriers at renewal.
- Applied Epic
- Vertafore AMS360
Underwriting submissions
How an agency assembles a submission and answers an underwriter's questions.
- Applied Epic
- Vertafore AMS360
- SharePoint
Service tickets
Certificate requests, billing questions and claim status calls.
- Zendesk
- Salesforce
Who buys from this industry
Public terms| Buyer | Published terms | Source |
|---|---|---|
| Mercor | Lists finance and insurance, with statements, underwriting files and claims as examples. No published amounts; paid by wire, typically 2–4 weeks after signing. | Mercor, company data · Read Oct 16, 2026 |
| micro1 | Tiers start at $100K+, $500K+ and $1M+. Wants 30+ employees and prioritizes the US. | Who Sells Data, buying programs · Observed Oct 14, 2026 |
| Scale AI | Illustrative $10K to $1M+ per partnership, which can recur. Prefers 40+ employees, case by case. | Who Sells Data, buying programs · Observed Oct 14, 2026 |
| Nyne AI | Six-figure payouts after acceptance. Needs 20+ US W-2 employees and 3+ years of workflows. | Who Sells Data, buying programs · Observed Oct 14, 2026 |
Marin Data is not an agent of any buyer listed. See every buyer program or the price index.
Policyholder information is regulated twice
The Gramm-Leach-Bliley Act bars a financial institution from disclosing a consumer's nonpublic personal information to an unaffiliated third party without notice and a chance to opt out (15 U.S.C. 6802). States that adopted the NAIC Insurance Data Security Model Law (MDL-668) also require a written security program and due diligence on third-party service providers, and its definition of nonpublic information covers health care and payment for care. We read your carrier and client agreements before scoping, and buyers remove policyholder identities before any sample is reviewed.
15 U.S.C. 6802 · NAIC Insurance Data Security Model Law (MDL-668) · Securiti, NAIC Model 668 overview, Dec 22, 2023
We never license, in this industry
- Policyholder and claimant names, SSNs, policy and claim numbers
- Medical records in bodily-injury and workers' comp files
- Payment card and bank account details
- Files your carrier or client agreements do not let you share
A worked example
An illustrative case: a 60-person TPA with 12 years of claim notes in Origami Risk, Outlook, Zendesk and SharePoint. AI labs' published price tiers put a firm like this at an Estimated License Value of $150K–$1M+ per license. The AI lab pays that to the firm directly; Marin Data costs it nothing.
Illustrative. Range from AI labs' published price tiers; not an offer.
Questions insurance agencies and tpas ask us
Whose data is a claim file, ours or the carrier's?
Your service agreement decides. Files you hold for a carrier may be the carrier's to license. Your own procedures, templates and de-identified handling notes may be yours. We read the agreement before anything goes in scope.
Do workers' comp and bodily-injury files count as health data?
They contain it. The NAIC model law counts information about health care and payment for care as nonpublic information. Medical content stays out of scope, and the buyer removes identities from the rest before anyone reviews a sample.
What does it cost us?
Nothing up front, and nothing at all if no deal closes. Marin Data is paid by the AI lab, never out of your payment.
Guides for insurance agencies and tpas
Find out what your records could be worth to AI companies.
Find out what your records could be worth to AI companies.
It costs you nothing.